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You are here: Home / Archives for Self-Employment

Self-Employment

Using Coupons To Save Money When Stockpiling Your Homestead Pantry

April 25, 2018 M.D. Creekmore

Extreme Couponing: Learn How to Be a Savvy Shopper and Save Money

Using coupons offers an opportunity for huge saving on food that you should take advantage of.

According to Wikipedia.com, a coupon is “A ticket or document that can be exchanged for a financial discount or rebate when purchasing a product. Coupons first saw widespread use in the United States in 1909 when Post conceived the idea to help sell their breakfast cereals”. So the concept is nothing new.

When I was in my early teens, I remember my mother clipping coupons from the Sunday paper; she would organize them in a small purse that she kept just for the purpose. She would wait for double or triple coupon deals to be advertised, and then she would go shopping.

I remember one time she managed to get over $260 worth of stuff for less than $10 – I was impressed.

I’ve used coupons to save money and stock up on survival supplies and food for several years and the saving can really add up fast. I’ve used coupons to save when buying everything from canned foods, tissue paper and toothpaste to dog food.

Now with the age of the internet, there is no need to clip coupons from the Sunday paper (but you still can). Now you can easily find discounts for virtually any product by simply going online and printing them off with your home printer – two of my favorite places for this is Coupons.com and MyPoints.com.

No, using coupons doesn’t emit the typical perceived image of a survivalist, but it sure makes a lot of sense from a financial stand point.

I think the main reason a lot of people avoid using coupons is that they are afraid of looking poor (even if they are). This is nonsense, and really, who gives a rat’s behind what the person waiting in line behind you thinks. I don’t. If they don’t like it they’re free to move over to the next checkout lane.

Stop worrying about what other people think – trust me your life will be better when you do.

Before you can start using coupons to save on your survival supplies, you’ll obviously need coupons. Coupons are all over the place you just have to know where to look.

The bulk of mine are printed off from the web or clipped from the Sunday newspaper. I’ve worked out a deal with a local store owner, where I get the papers they don’t sell for free. I often get ten or more all loaded with coupon inserts.

The vendor only has to send the header of the papers that didn’t sell to the publisher to get credit for unsold papers because the newspaper doesn’t want the old papers back and could not care less what the vendor does with them.

If you don’t want to buy the paper and getting a local vendor to give you the leftover papers isn’t an option, you can often get the paper and the coupons for free by asking friends, neighbors and relatives who buy the paper to pass it on to you when they are done reading it.

It’s common knowledge among couponers that some of the best coupons are found in print magazines, coupon mailers, food packaging inserts, and grocery store receipts.

Once start clipping and using coupons you’ll need to a way to stay organized. You’ll need to be able to find what you’re looking, when you need it, and to know what you have so you can avoid letting your coupons expire without using them.


I use a recipe box with dividers and sort by date and coupon type. For example; canned foods, deserts, over the counter meds, staples such as beans, rice, and oats, dog food, kitchen supplies such as dish soap, bath supplies, such as soap and toothpaste etc.

Working out a system to stay organized isn’t difficult, but it will go a long way toward maximizing savings and lessening your frustration. You can buy ready-made coupon organizers but I prefer my box because it was free. I go through my coupons once a month and weed out coupons that have expired or that I no longer want to use.

When using coupons you’ll be tempted to buy stuff that you really don’t need or never intended to buy, just because you have a coupon for it. Don’t do it. Unless of course, you can get it free. If you start buying stuff you don’t need just because you have a coupon for it, you’ll end up losing money.

Be sure to check prices before you buy – keep in mind that even with coupons, some brand named products can cost more than generics with coupons. Never buy a more expensive product because it has a brand name on it, many of these are from the same companies as their generic counterparts.

Watch for sells and stock up on items that you use that are on sale, especially when you have coupons for those items. Remember; some stores offer “Double Coupon Sales” or even “Triple Coupon Sales” that actually doubles the value of the coupons you have, such offers can lead to huge savings on the items you need.

And don’t overlook rebates and refund opportunities that are sometimes offered by-product manufactures – most manufacturers require you buy the product then mail in the cash register receipt along with the UPC barcode from the product. Keep these organized and send for the rebate or refund asap so you don’t forget and possibly let the offer expiration date pass.

Filed Under: Self-Employment

You Don’t Need To Be Wealthy to Homestead

April 20, 2018 M.D. Creekmore

LOG HOME HOMESTEADSo you want to homestead but don’t think you can afford it? You see sprawling ranches on television with seven-figure price tags and think that is what homesteading is all about.

I’m here to tell you that’s not true. You don’t need to be wealthy to start a homestead. You don’t need a trust fund or a rich relative. For most people, this isn’t a hobby or a vacation house, it’s a way of life.

A life of self-sufficiency. A life that includes hard work and discipline, but also one where you will feel rewarded when you lay your head down each night.

If that sounds like the kind of life you want, you can follow these steps and begin your dreams of homesteading sooner than you might expect.

  1. Where you choose to live is important

We all know location is everything is real estate, and that is certainly true when looking to purchase a homestead. Generally, the further you are from town, the cheaper- and more available- land becomes. In some cases, that might mean moving to another part of the state or out of the state altogether to follow your dreams.

Whether you move across town or across the country, keep a couple things in mind. What is more important to you? More land or being closer to town? And if you have kids, school could be a consideration. Would you be happy moving to another state and potentially leaving your family?

There is no right or wrong answer. But these are things you will need to think about as you begin your life on the homestead.

  1. Buy what you can afford

You don’t need to start out big. You can begin homesteading on a couple acres and build it up over time. That’s usually a great place to start so you don’t get over your head and potentially discouraged by the amount of work a large homestead entails.

And one of the great parts about living in the country is that you can usually buy more land around you as you have the money and the need.

But it will be no fun if your property is larger than you can work or more expensive than you can afford.

  1. Go into homesteading debt free

As you prepare to begin homesteading, becoming debt free should be in your plans. Pay off your student loans, credit cards, medical bills or any other type of consumer debt before moving forward. You might think most everyone has debt, and that’s just normal. You’d be right, but you need to be different. Why?

Because your debt will just be a stranglehold on you and your homestead. You will constantly be paying back debts, and interest to the bank, rather than being able to save for the future. This will take commitment and might mean you put off your dreams for a few years, but it will be worth it.

If you don’t think getting out of debt is possible, I am here to tell you it is. To get started, I recommend you read Dave Ramsey’s The Total Money Makeover. It will bring you financial peace and change your life forever.

  1. Buy used

That new shiny tractor at the dealership looks mighty nice. And it sure would look really nice on your property. But I’m not interested in the fancy price tag that goes along with it. Like anything with a motor, it is going down in value. So buy used. Whether it’s a tractor, trailer or your truck.

This is part of debt-free living and living within your means. If money is not an issue, buy whatever you’d like. But if you are wondering how you can make it on a budget, buy used and save.

  1. Do work yourself

Learning how to fix things yourself– whether it’s a plumbing issue in the house or something on the tractor- will save you mightily. You’ll save money, but you’ll also save time from not having to wait for someone to come to your property when they can.

But if you’re not a DIY pro right now, it’s okay. You will learn a lot along the way, whether it has to do with your house, your property, your animals or something else. Just be ready.

  1. Monetize your homestead

There are multiple ways that you can make money on your homestead.

First, and most obvious, is selling what you harvest. Fruit, vegetables, eggs, milk, even meat. There are still plenty of people who sell what they harvest out of the back of their truck on the side of a highway. You can do that, but in the interest of being more efficient, you can sell at farmers markets, online or through personal networks.

In this same category, you can also barter. If you need some work done that you can not do, instead of paying cash, see if you negotiate a fair trade.

You can also share your experience on the homestead through blogging. Blogging is how I was able to quit my day job and earn a full-time living without having a regular job and a boss. If you are interested in getting started, I’ve put together a comprehensive step-by-step guide to starting a profitable blog. Be sure to check it out.

  1. Live off the land as much as possible

Maybe one day you dream of being 100 percent off-the-grid eating only food you harvest on your homestead. Even if you’re not there, as most homesteaders are not, you can still save by living off the land.

A good way to start this journey is to set goals. These goals will be different for everyone depending on experience and size of your homestead. But outline what percentage of food you want to harvest by season. See if you are hitting those goals and increase them each year.

If you follow these steps and make some sacrifices along the way, you will be homesteading very soon.

Filed Under: Self-Employment

31 Ways to Make Money in Rural Areas (With Low Start Up Costs)

April 11, 2018 M.D. Creekmore

make extra moneyI’ve not talked a lot about making extra money here on MDCreekmore.com yet but it really should be addressed more often and I intend to start doing just that starting with this article.

One of the first things you’ll notice after moving to the country is that most rural towns and counties suffer from a lack of jobs and the jobs that are available locally are usually low-paying dead-end endeavors and even those can be difficult to get because most are held by folks with family ties and a deep history in the area.

And who wants to move to out to the country to their own homestead and then have to get up and go to work at a job six days a week? Trust me it’s nearly impossible to operate a productive homestead and work a full-time job at the same time.

It can be done, but usually, this is accomplished by a husband and wife team where one works away from the homestead at a job while the other stays at and manages the homestead.

It’s far better to combine earning money and homesteading into one endeavor if possible. And the way to do that is to be self-employed via your own home business.

As you read below you’ll notice that not all of the businesses listed can be done exclusively from home, however, they can be run from a home office and you can make your own hours which will allow you to work on the homestead when needed and to go out and work for cash when needed. Being self-employed is flexible that way.

And one more thing to keep in mind before we get started is that you don’t have to limit yourself to just one of the ideas below you can choose and do several all at the same time, for example, you could do woodworking, sell crafts online, sell your extra produce and eggs, as well as freelance writing or blogging.

Don’t limit yourself or your earning choose and diversify your earnings for the best results.

I’m hoping that the ideas given in this article will help you make enough extra money so that you can stay on your homestead, pay off your bills, save to buy your homestead property or even take a vacation or whatever that you feel is the most important to you.

Okay, so here we go… in no particular order… also, please note that some of the businesses mentioned below might require special permits, licenses, and or permits. Always check federal as well as your local and state laws to be sure what you need to avoid legal trouble.

1. Start a blog

Publishing a blog is how I currently make a living, however, the downside to starting, running, and ultimately making money from blogging is that there is a huge learning curve. For the first three or four years, I didn’t make anything at all but I kept at it because it wasn’t about the money.

My focus was and still is on helping people but I now make a few thousand dollars each month doing it. I won’t go into all of the details here but I wrote an article about how to start a blog that you can check out if you’re interested in giving blogging a try.

2. Woodworking

This is a side job that I started doing way back when I was in my late teens and still do it some but not as often as I did a few years ago. Mostly I’d make porch swings, birdhouses, picnic tables, dog houses, etc. To sell my works I’d place ads in the local newspaper, set up and display my stuff beside the road, and once a week I’d load up and haul the stuff I built to the local flea market where I’d set up and sale.

If you’re interested in doing this there are countless books and woodworking plans that will help you get started.

3. Answer surveys

Yeah, it sounds like a scam, you know the “too good to be true” type thing, but the truth is that you can get paid to answer surveys and to test products – you just have to know where to look. While I’ve not personally done this my girlfriend does and the following are the companies that she suggested that I include here – GoldOpinions.com and Paid surveys at home.

4. Groom and or Train Dogs

If you love dogs then this might be the perfect choice for you. If you don’t know anything about training a dog then you can learn – there are plenty of books and online courses that will help you learn how to do this. There is even a Dog Grooming For Dummies book available.

5. Babysit Children

This one can be a money-maker and might be perfect for you if you like taking care of children. However, you’ll most likely need some good references from previous babysitting jobs if potential employers don’t already know and trust you. In most locations, $8 to $10 per hour is a reasonable hourly rate. Click here for “The Babysitter’s Survival Guide: Fun Games, Cool Crafts, Safety Tips, and More!“.

6. Be A Handyman

I used to work as a handyman and did all sorts of “odd jobs” for people. All you need is a pickup truck and some basic tools and skills to use them. The truck is mostly needed to haul off junk and stuff when that’s part of the job description. I’ve pained, racked leaves, worked in gardens, dug ditches, cleaned out dog lots, cleaned out barns, and chicken houses, cleared fence lines etc. I found this book on Amazon about running a handyman business but I’ve not read it so I can’t say how useful it would be.

7. Clean Homes

This is another good opportunity for earning extra cash that doesn’t require a huge cash outlay to get started. All you need is a way to get to the job site, some cleaning supplies and a willingness to work. The best advertising is word of mouth, do a good job and word will spread quickly and you’ll soon have more work than you can handle. If you’re interested in this then I suggest that you start by reading this book “How to Start Your Own House Cleaning Company“.

8. Moving Service

If you have a strong back and a truck (you can rent one if you don’t have one of your own) then you can make extra cash by moving people’s belongings from one location to another. This side job works best if you live in a semi-urban area, however, there are usually customers to be found in rural areas as well.

9. Take Photos

If you have the skills and equipment needed then you can make extra cash by taking and selling photos. You can get jobs taking photos at weddings, family reunions, birthdays and other such events. You can also sell photos to print magazines and even to some online photo outlets such as Shutterstock and Bigstock.

Even though I haven’t done this myself (yet) I do like taking photos and need a better camera so I did some research and now have this one on my Amazon Wishlist Canon EOS Rebel T6 Digital SLR Camera… what do you think?

10. Wash and Detail Cars

I know two brothers who do this. They simply set up at a local car wash with a sign offering to wash and detail cars and trucks and they stay covered up with customers during the summer months. No real skill is needed and the only upfront costs are some auto detailing supplies. My guess is that they make several hundred dollars a day doing this.

12. Teach a Skill

If you’re good at something then there is probably someone who out there who would pay you to teach them so that they can be good at that something too. Are you good at sewing, cooking, automaniacs, taxidermy, martial arts, gardening, etc.?

If you have a skill then you can probably make extra money or even a full-time income by teaching others that skill.

12. Grow and Sell Fresh Produce

If you have extra garden space on your homestead then you can make extra money by growing a surplus of vegetables in that space and selling the extra produce. Granted you’re not going to get rich by selling your extra garden produce, however, it’s a good way to make a few hundred dollars after harvest.

You can sell from your homestead, a roadside stand, or set up at a local flea market. Sweet corn, tomatoes, and green beans are usually top sellers.

13. Sell Eggs

If you have chickens then you probably have extra eggs and you can turn those extra eggs into extra cash. Several folks in my area have homemade signs up in front of their homes that read “Fresh Eggs $2.50 A Dozen” or similar.

Sure, they aren’t getting rich selling their extra chicken eggs but it is a good way to make a few extra dollars without any extra work.

14. Pick and Sell Blackberries

I picked and sold blackberries when I was a teenager. In season blackberries grow everywhere around here, beside the road, in the fields, at old abandoned homesites, etc.  All you need is a basket or bucket and time to pick.

It’s best to have an order with a buyer before you start picking. Most of your buyers will be older folks who want the berries to make home-canned jelly and jam.

15. Dig or Grow Ginseng and Other Roots

Digging ginseng is something else that I did as a teenager and young adult to earn extra money and often made several thousand dollars a year doing it. Prices vary from year to year, and during a good year when prices are up, you can make several thousand dollars in a couple of months digging ginseng and other roots and even more can be earned by growing it.

A good book to find out more about this is “Ginseng: How to Find, Grow, and Use North America’s Forest Gold” as well as “Growing and Marketing Ginseng, Goldenseal and other Woodland Medicinals“.

16. Pest Control

If you’re good at trapping and removing pests around your home then you might be able to make extra money doing that for others as well. Squirrels in the attic snakes in the basement, hornets building a nest in the barn, snapping turtles in the farm pond, etc.

These things need to be taken care of quickly and safely and if you’re good at it then people will pay you to do it for them. Think “Call of The Wildman“.

17. Cut and Sell Firewood

This one is something else that I’ve done to make extra money. It’s a lot of work, and it’s dangerous, and you need a good truck, chainsaw, and safety gear, however, if you can get past those hurdles then you can make some good money in the fall and winter months cutting and selling firewood.

I found that the best place to find trees to cut into firewood is on logging sites. Most of the time they will simply give you the wood since they aren’t going to use it for anything. You can usually cut all of the firewood that you can sell by going behind the loggers and cutting up the treetops and discarded limbs. As a bonus, by doing this you don’t have to cut down any living trees yourself.

Fortunately, like for just about everything else, there is a book on how to do it – Firewood: An Insider’s Guide for the Homeowner and Entrepreneur, from the Tree to the Stove, however, I don’t think you can learn how to cut firewood by just reading a book. Using a chainsaw and splitting wood is a skill that’s learned by doing.

18. Hiking Guide

If you’re in good physical condition, and live near a national park with hiking trails and love the outdoors then this might be the perfect way for you to earn money. Put an ad in the local newspaper, and or in hiking magazines, set up a website, etc. to get customers.

19. Fishing and Hunting Guide

This one could be combined with number 17 above, however, you can’t be stupid about this and think that you can just start a business as a hunting guide when the only hunting you’ve done has been in a video game. You’ll need real hunting and fishing knowledge and the skills to keep your customers safe and ensure that most are successful on their hunting or fishing trip.

20. Trapping and Sell Pelts

If you live up north where the furs grow thick and beautiful and you have trapping skills or want to learn those skills then this might be an excellent opportunity for you to earn money. You’ll need the traps, bait, a trap basket, and skills but if you love the outdoors and like spending hours and or days alone out in the backwoods then this might be perfect for you.

21. Panning for Gold

This is something that I’ve never done myself (but it sure looks like fun) however, a lot of folks do it and make extra income from it. A quick search on Amazon.com brought up a number of books on the subject, and another search brought up this video and this one too. These informational resources should be enough to get you started.

22. Writing

If you have some writing talent then you can make extra money or even full-time living. You could write freelance magazine articles, or write books that you can self-publish on Amazon.com for example. You could also advertise your writing services on sites such as Fivver and Upwork.

Or you could even write for me and have your work featured here on MDCreekmore.com. I pay $25 per article upon publication and an additional $5 per photo used.

23. Raise and Sell Stock

If you raise more chickens, rabbits, goats, cows, or whatever than you need on your own homestead then you can make extra money by selling off your surplus. You could even go big and do this full-time if you have the land i.e. cattle farming etc.

24. Mobile Repair Service

If you’re good at auto, farm equipment and or small engine repair then you can make a good living in most rural areas by offering a mobile repair service. All you need is a good truck to haul your tools and the skills needed to do repairs. Trust me once word gets around that you can fix things you’ll have more work than you can keep up with.

25. Lawn care and Landscaping

This is another job that I’ve done to earn extra money. Yes, it’s hard hot work but it can pay really well and is an excellent way to make extra money during the spring, summer, and fall. I once had a contract to mow a large cemetery, it took five to six days to mow it all and then off a week and then mow it again. If was the only job that I had that year and I did well. Unfortunately, the next year I was underbid on the contract and didn’t get to keep the job for another season.

26. Sell Honey

If you’re a beekeeper, then you know how valuable fresh honey is and you also know how easy it is to sell to friends, family and at flea markets, etc. If you have enough hives you can make this into a full-time income. A good book that will give you a wealth of information on doing this is The Complete Guide to Beekeeping for Fun & Profit.

Jars with some nice custom printed labels will go a long way towards increasing your sales and profit.

27 – Make and Sell Crafts

If you have a few basic tools and some skill then you can make crafts like birdhouses, feeders, wooden toys, blankets, leather gun holsters, etc. and sell those at flea markets, craft fairs, and online. This can become a full-time income if you put in the work and marketing.

Selling your crafts online is probably your best option and the most profitable. If you want to market your crafts online then I suggest that you get a copy of “How to Sell Your Crafts Online: A Step-by-Step Guide to Successful Sales on Etsy and Beyond“.

28. Mobile Welding Service

A mobile welding service could be a stand-alone business or combined with number twenty-three above. Stuff breaks and if it’s metal you can weld it back together and earn some cash doing it. While you’re probably not going to get rich doing this you can make some extra cash and extra cash in the pocket is always good.

29. Gunsmith

If you’re knowledgeable about firearms and their repair then you can make extra money doing this. Gunsmith work is yet another side hustle that I’ve done in the past. One trick to earning more is to work with local pawn shops doing repairs on forfeited pawned firearms.

30. Computer Repair

If you’re good with electronics then you can set up a computer repair and or sales shop on your homestead and you’re good to go. A roadside sign, an ad in the local newspaper paper and or phone book yellow pages, and you’ll be busy all year round.

You can earn a living and never have to leave your homestead if you don’t want to do this. If you already have the skills (you can take classes to learn those skills) then your startup costs will be low all you need is a room in your house, garage or outbuilding, and some tools for the job and you’re good to go.

31. Selling on eBay

And yet something else that I’ve done to make extra money. Before I started blogging I sold used books on eBay and did pretty well at it. It’s really not difficult with the hardest part is finding the right products to sell and staying organized.

A great book that will give you a huge push in the right direction is “eBay Business All-in-One For Dummies“.

If you have any other ideas then please share those in the comments below so others can benefit from your knowledge…

Filed Under: Self-Employment

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